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Whether you're fluent in financial jargon or just starting your journey – a little weekly review of basic financial terms is a handy tool to have on 'speed dial' so to speak. So we'll be releasing Financial Basics on the Learning Platform and our social media handles every week.

Let's go back to the start. Here are the three things that impact your money:

  1. Time Value of Money: The concept that a sum of money is worth more in the present than it will be in the future – because of its earning potential in the interim i.e. you’d have to invest it to grow it.

  2. Interest Rate: The cost of borrowing money. It’s the amount of money (usually a percentage) you receive if you lend out your money to compensate you for the fact that you won’t be able to invest that money elsewhere for the duration of the loan you’ve made.

  3. Inflation: The decline of purchasing power of a given currency over time. The rise in the general level of prices, often expressed as a percentage, means that a unit of currency effectively buys less than it did in prior periods.

Which of these three confused you the most when you first encountered them? Is there a better way to understand these that you've come across? Share with us in the comments!


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